Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to (1) anything, it collects accurate figures about the (2) . It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he (3) in crossing a busy road. This (4) it to quote low figures for travel insurance. Sometimes the risk may be high, as in motorracing or mountaineering. Then the company (5) a much higher price. (6) too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will (7) to insure them.
An ordinary householder may wish to protect his home against fire or his (8) against burglary. A shop keeper may wish to insure against (9) . In (10) cases, the company will check its statistics and quote a premium. If it is (11) , it may refuse to quote. If it insures a shop and then receives a suspicious (12) , it will (13) the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also (14) insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large (15) is charged, but a (16) is given to companies with an accident-free record.
Every week insurance companies receive premium (17) from customers. These payments can form a very large total (18) millions of dollars. The company does not leave the money in the bank. It (19) in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not so greedy as it may seem, since this is one way by which it can deep its premiums down and continue to make a profit (20) being of service to the community.
11（）
A:awkward B:unknown C:curious D:suspicious
According to a recent survey on money
and relationships, 36 per cent of people are keeping a bank account from their
partner. While this financial unfaithfulness may appear as distrust in a
relationship, in truth it may just be a form of financial protection.
With almost half of all marriages ending in divorce, men and women are
realizing they need to be financially savvy, regardless of whether they are in a
relationship.
The financial hardship on individuals after a
divorce can be extremely difficult, even more so when children are involved. The
lack of permanency in relationships, jobs and family life may be the cause of a
growing trend to keep a secret bank account hidden from a partner; in other
words, an "escape fund" .
Margaret’s story is far from unique.
She is a representative of a growing number of women in long-term relationships
who are becoming protective of their own earnings.
Every month
on pay day, she banks hundreds of dollars into a savings account she keeps from
her husband. She has been doing this throughout their six-year marriage and has
built a nest egg worth an incredible $100000 on top of her pension.
Margaret says if her husband found out about her secret savings he’d hurt
and would interpret this as a sign she wasn’t sure of the marriage. "He’d think
it was my escape fund so that financially I could afford to get out of the
relationship if it went wrong. I know you should approach marriage as being
forever and I hope ours is, but you can never be sure."
Like
many of her fellow secret savers, Margaret was stung in a former relationship
and has since been very guarded about her own money.
Coming
clean to your partner about being a secret saver may not be all that bad. Take
Colleen, for example, who had been saving secretly for a few years before she
confessed to her partner. “I decided to open a savings account and start
building a nest egg of my own. I wanted to prove to myself that I could put
money in the bank and leave it there for a rainy day.”
"When
John found out about my secret savings, he was a little suspicious of my
motives. I reassured him that this was certainly not an escape fund and that I
feel very secure in our relationship. I have to admit that it does feel good to
have my own money on reserve if ever there are rainy days in the future. It’s
sensible to build and protect your personal financial
security." |
The word "savvy" (Line 2, Para.2) probably means ______.
A:suspicious B:secure C:shrewd D:simple
I think their plan will work, but they themselves are very suspicious about it.
A:certain B:worried C:confident D:doubtful
He is suspicious about her motivation to attend the party.
A:sure B:angry C:doubtful D:worded
Be suspicious about water from other sources, such as ponds, streams, wells, tanks, water trucks or public standpipes.
A:brave B:doubtful C:quiet D:careful
He is suspicious about her motivation to attend the party.
A:sure B:angry C:doubtful D:worried
Be {{U}}suspicious{{/U}} about water from other sources, such as ponds, streams, wells, tanks, water trucks or public standpipes.
A:brave B:doubtful C:quiet D:careful
I think their plan will work, but they themselves are very suspicious about it.
A:certain B:worried C:confident D:dnllbflul
He is suspicious about her motivation to attend the party.
A:sure B:angry C:doubtful D:worried
单选题
