Well, sir, opening a bank account is not very difficult. The trouble is finding the cash to put in it. We at Barclays know there’s a students’ problem—shortage of cash. The monthly cheque from home never seems big enough. We can’t make it any bigger but we can make it go a little further. Any student who opens a cheque account with Barclays gets our most important services free. We don’t charge you for running your account provided you keep out of the red.
You’ll find you will be able to budget far better when you have a current account. And you will be able to make payments by cheque or standing order. For example, you can ask us to pay your rent direct to your landlady. All you need to do is to make out a standing order, and that means we make sure your rent is paid on time, without you having to worry about it. You will receive regular statements to let you know just how you stand. If you have any money problems such as sending money home or having money sent to you from home our manager will be pleased to help in any way he can. His experience in money matters is sure to be of value to you.
I suggest you open your account today. Don’t wait until the term starts—you’ll have more than enough to think about then, setting in and starting your studies. You will be busy arranging your timetable and generally getting used to your. new life and new surroundings. And, by the way, if you open an account this month, we’ 11 give you free a specially designed lecture note folder with a clipboard, pad and ball-point. That’s just one more way Barclays give students a helping hand.

A student can get a free folder（）

A:when he opens an account B:if he opens an account this month C:if he accepts the bank's help D:once he has arranged his timetable

{{B}}第二篇{{/B}}

If you draw your money before it is due, you will have to

A:pay interest to the bank. B:close your account. C:open a new account. D:pay a penalty or fee.

第二篇 Saving Money Where you save your money often depends on what you are saving for If you are saving to buy a CD(光盘)or to go to a concert, then probably you would keep your money somewhere in your room? If you are saving for a big purchase like a mountain bike or a school trip，where would you save your money? One place to save money is the bank Putting your money in a savings account will help your money early more money If you put your money in a piggy bank(猪形储蓄罐)，one year later you’11 still have the same amount of money you put in．If you put your money in a savings account，one year later, you’ll have more money than you put in Why? When you keep your money in a bank，your money earns interest．Interest is the amount of money a bank pays you to use your money．The bank uses your money (and the money of other people，too)to loan money to people and businesses． The bank will send you a statement several times a year A bank statement tells you how much money you have in your account，It also tells you how much interest you have earned．If you leave your money in the bank，you Can watch it grow! Another way you can save money is to buy a certificate of deposit or CD．If you have some money that you don’t need to use for a long time，this is a good way to make your money grow． You Can buy a cd at a bank．You agree not to use the money for a certain period of time That period might be from six months to five years．You Can’t touch your money during that time If you do，you must pay a penalty，or fee If you draw your money before it is due．you will have to

A:pay interest to the bank． B:close your account C:open a new account． D:pay a penalty or fee

Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a CD(光盘)or to go to a concert，then probably you would keep your money somewhere in your room.
If you ale saving for a big purchase like a mountain bike or a school trip，where would you save your money
One place to save money is the bank Putting your money in a savings account will help your money earn more money If you put your money in a piggy bank(猪形储蓄罐)，one year later you’ll still have the same amount of money you put in. If you put your money in a savings account，one year later,you’ll have more money than you put in Why
When you keep your money in a bank. your money earns interest. Interest is an amount of money a bank pays you to use your money The bank uses your money(and the money of other people，too)to loan money to people and businesses
The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account It also tells you how much interest you have earned If you leave your money in the bank，you can watch it grow! Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don’t need to use for a long time，this is a good way to make your money grow. You Can buy a CD. at a bank You agree not to use the money for a certain period of time That period might be from six months to five years. You can’t touch your money during that time If you do，you must pay a penalty，or fee
If you draw your money before it is due，you will have to

A:pay interest to the bank. B:close your account C:open a new account. D:pay a penalty or fee.

? ?Where you save your money often depends on what you are saving for. If you are saving to buy a CD or to go to a concert, then probably you would keep your money somewhere in your room.
? ?If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money?
? ?One place to save money is the bank. Putting your money in a savings account will help your money early more money. If you put your money in a piggy bank (猪形储蓄罐), one year later you’ll still have the same amount of money you put in. If you put your money in a savings account, one year later, you’ll have more money than you put in. Why?
? ?When you keep your money in a bank, your money earns interest. Interest is the amount of money a bank pays you to use your money. The bank uses your money (and the money of other people, too) to loan money to people and businesses.
? ?The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned. If you leave your money in the bank, you can watch it grow!
? ?Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don’t need to use for a long time, this is a good way to make your money grow.
? ?You can buy a CD at a bank. You agree not to use the money for a certain period of time. That period might be from six months to five years. You can’t touch your money during that time If you do, you must pay a penalty, or fee.

If you draw your money before it is due, you will have to ______.

A:pay interest to the bank. B:close your account. C:open a new account. D:pay a penalty or fe

{{B}}第二篇{{/B}}

If you draw your money before it is due, you will have to

A:pay interest to the bank. B:close your account. C:open a new account. D:pay a penalty or fee.

　第二篇 　Saving Money 　　Where you save your money often depends on what you are saving for．If you are saving to buy a CD(光盘)or to go to a concert，then probably you would keep your money somewhere in your room． 　　If you ale saving for a big purchase like a mountain bike or a school trip，where would you save your money? 　　One place to save money is the bank Putting your money in a savings account will help your money earn more money If you put your money in a piggy bank(猪形储蓄罐)，one year later you’11 still have the same amount of money you put in．If you put your money in a savings account，one year later,you’ll have more money than you put in Why? 　　When you keep your money in a bank．your money earns interest. Interest is an amount of money a bank pays you to use your money The bank uses your money(and the money of other people，too)to loan money to people and businesses 　　The bank will send you a statement several times a year．A bank statement tells you how much money you have in your account It also tells you how much interest you have earned If you leave your money in the bank，you can watch it grow! Another way you can save money is to buy a certificate of deposit or CD．If you have some money that you don’t need to use for a long time，this is a good way to make your money grow．You Can buy a CD at a bank You agree not to use the money for a certain period of time That period might be from six months to five years．You can’t touch your money during that time If you do，you must pay a penalty，or fee If you draw your money before it is due，you will have to 　

A:pay interest to the bank． B:close your account C:open a new account． D:pay a penalty or fee．

{{B}}第二篇{{/B}}

If you draw your money before it is due,

A:you have to pay interest to the bank. B:you have to close your account. C:you have to open a new account. D:you have to pay a penalty or fee.

第二篇 Saving Money Where you save your money often depends on what you are saving for．If you are saving to buy a dictionary or to go to a concert，then probably keep your money somewhere in your room． If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money? One place to save money is the bank．Putting your money in a savings account will help your money earn more money．If you put your money in a piggy bank(猪形储蓄罐)，one year later you’ll still have the same amount of money you put in．If you put your money in a savings account，one year later，you’ll have more money than you put in．Why?When you keep your money in a bank，your money earns interest．Interest is the amount of money a bank pays you to use your money. The bank uses your money(and the money of other people，too)to loan money to people and businesses． The bank will send you a statement several times a year．A bank statement tells you how much money there is in your account，It also tells you how much interest you have earned．If you leave your money in the bank，you can watch it grow! Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don’t need to use for a long time，this is a good way to make your money grow． You can buy a CD at a bank．You agree not to use the money for a certain period of time．That period might be from six months to five years You can’t touch your money during that time.If you do，you must pay a penalty，or fee. Since the bank is using your money for that time period，it will pay you interest．You will earn more interest with a CD than in a savings account．Can you guess why? It’s because you promise to leave your money in the bank for a certain period of time. Banks pay different rates of interest. So, you may want to compare rates in newspaper ads before buying a CD． If you draw your money before it is due．

A:you have to pay interest to the bank． B:you have to close your account C:you have to open a new account． D:you have to pay a penalty or fee．