A:The wife doesn’t have to raise the children all by herself. B:The husband doesn’t have to support the family all by himself. C:The wife is no longer the only person to manage the household. D:They will receive a large sum of money from the government.
You might guess that experienced drivers have fewer accidents, but research from insurer AXA has revealed that they are more law-abiding and honest, too. A poll of 2 000 drivers in the UK found that those who have been behind the wheel for eight years or more had not only caused half as many accidents in the last year as less experienced drivers, but were also less likely to have broken the law or lied to their insurer.
Experienced drivers were half as likely to have been caught using a mobile phone while driving within the last year; and a third as likely to have been caught driving under the influence of alcohol or drugs, or to have been convicted of dangerous driving. They were also a fifth as likely to have been convicted of driving without a seatbelt.
Dishonest behavior appears to be much more common among newer drivers. The UK’s experienced drivers have always been an attractive group for insurers, but the much lower risk they present is rarely fully reflected in their premiums. This is why AXA has entered the direct car insurance market with a product that rewards them with a no-claims discount of up to 90 percent--far higher than anything else on the market. Only those drivers who have been claim-free for eight years or more will be eligible, which could offer large savings for around a third of motorists.
AXA’s research has enabled it to tailor not only the pricing to these expert drivers, but the service, too. AXA Car Insurance will offer a courtesy ear whenever yours is out of action due to accident, fire or theft, not just while it’s being repaired. The survey found they wanted higher service levels too, so customers will be able to change their policy details online or track a claim at any hour of the day or night, every day of the year.
Many drivers wrongly assumed they were insured if they were injured in accidents that are their faults. To plug the gap, AXA has introduced Driver Injury Cover,which pays up to £1 million for medical treatment and loss of earnings for an additional annual premium of £34.99--less than £3 a month.
Cocky newer drivers do appear to be somewhat overconfident. A third of those who’d been on the road for between only one and two years claimed they were already experienced drivers, and that rose to a half among those who’d been driving for just one more year. But, as AXA’s survey demonstrates, they have still got a lot to learn., they will need to be driving for at least five more years before they can take advantage of that 90 per cent no-claims discount.
Why does AXA reward experienced drivers
A:Because AXA wants to warn new drivers. B:Because experienced drivers seldom apply for premiums. C:Because expert drivers have been an attractive group for insurers. D:Because new drivers doesn’t need the reward.
Part A
Directions:
Read the following four texts. Answer the questions below each
text by choosing A, B, C or D.
Text 1
Before the economy fell apart, it was
Britain’s society that was supposed to be in terminal decline, especially in the
eyes of the Tories. David Cameron, the Conservative Party leader, was wont to
bemoan "broken Britain", mired in moral degeneracy, with high rates of teenage
pregnancy, low rates of marriage and other less quantifiable breakdowns in the
civilised scheme of things. Such antediluvian worries were raked over again on July 13th when Iain Duncan Smith, a former Tory leader, called for an official endorsement of marriage. Mr Duncan Smith cites several reasons to encourage wedlock, including family stability (married couples are much less likely to split than cohabiting ones ) and healthier children who do better in later life. There was talk of state-run counselling, pro-marriage propaganda in schools and mandatory "cooling-off" periods before divorces. Mr Duncan Smith favours tax breaks for married couples, something that Labour has long refused to endorse. It is true that marriage is a declining institution. Marriage rates are at their lowest since 1895.But, curiously, those who do marry now stay together for longer. Divorce rates are falling, not rising, and have been for several years. In 2007 11.9 married couples per thousand untied the knot, down from 12.2 the year before and the lowest since 1981.The time that divorcing couples endure each other before flinging back the rings has lengthened too., from 10.1 years in 1981 to 11.7 in 2007.Indifference towards the sacrament of marriage appears strongest among the elderly, not the feckless young. Since 2004, when the overall divorce rate peaked at 14.1 per thousand, over-60s have been the only part of the population whose rates have continued to rise. There are plenty of competing explanations for the diminishing appeal of divorce, and no easy way to discover which are true. Immigration may have helped, since immigrant families often have more conservative attitudes than the degenerate natives. Accountants and divorce lawyers reckon a string of recent big settlements may have acted as a deterrent (although it could equally have encouraged the poorer partners in financially unequal marriages). Falling marriage rates and falling divorce rates could be two sides of the same coin, says Kathleen Kiernan, a professor of social policy at York University. The unpopularity of marriage and the relative ease of divorce has left only a hard core of stable couples bound in wedlock. And the rise in the average age at which people get married (now 36 for men and 33 for women) is helping too, since older brides and grooms tend to stay together longer in any case. If so, politicians should be cautious about handing out tax breaks. Even if they work (and Ms Kiernan thinks they would have to be enormous to have much effect), chivvying unmarried couples into wedlock is likely to mean more divorces in the future. |
A:Britain is falling apart with several territories becoming independent. B:The image of Britain is deteriorated in the world. C:Britain now is suffering from moral degeneracy. D:Britain is broken away from European Union.
Passage One
We have no idea about when men first began to use salt, but we do know that it has been used in many different ways throughout the history.
For example, it is recorded in many history books the people who lived over three thousand years ago ate salted fish. Thousands of years ago in Egypt, salt was used to preserve the dead.
In some periods of history, a person who stole salt was thought to have broken the law. Take the eighteenth century for an example, if a person was caught stealing salt, he would be thrown into prison. History also records that only in England about ten thousand people were put into prison during that century for stealing salt! About one hundred and fifty years ago, in the year 1553, if a man took more than his share of salt, he would be thought to have broken the law and would be seriously punished. The offender’ s ear was cut off.
Salt was an important item on the dinner table of a king. It was always placed in front of the king when he sat down to eat. Important guests at the king’ s table were seated near the salt. Less important guests were given seats farther away from it.
A:to punish people who had broken the law B:to keep dead bodies from decay C:to keep fish alive D:to make chemicals
A:eight broken B:broken eight C:eight new D:new eight
A
I am a writer. I spend a great deal of my time thinking about the power of language—the way it can evoke (唤起) an emotion, a visual image, a complex idea, or a simple truth. Language is the tool of my trade. And I use them all—all the English I grew up with.
Born into a Chinese family that had recently arrived in California, I’ve been giving more thought to the kind of English my mother speaks. Like others, I have described it to people as "broken" English. But feel embarrassed to say that. It has always bothered me that I can think of no way to describe it other than "broken", as if it were damaged and needed to be fixed, as if it lacked a certain wholeness. I’ve heard other terms used, "limited English," for example. But they seem just as bad, as if everything is limited, including people’s perception (认识) of the limited English speaker.
I know this for a fact, because when I was growing up, my mother’s "limited" English limited my perception of her. I was ashamed of her English. I believed that her English reflected the quality of what she had to say. That is, because she expressed them imperfectly her thoughts were imperfect. And I had plenty of evidence to support me: the fact that people in department stores, at banks, and at restaurants did not take her seriously, did not give her good service, pretended not to understand her, or even acted as if they did not hear her.
I started writing fiction in 1985. And for reason I won’t get into today, I began to write stories using all the English I grew up with: the English she used with me, which for lack of a better term might be described as "broken", and what I imagine to be her translation of her Chinese, her internal(内在的) language, and for that I sought to preserve the essence, but neither an English nor a Chinese structure: I wanted to catch what language ability tests can never show; her intention, her feelings, the rhythms of her speech and the nature of her thoughts.
A:Americans do not understand broken English. B:The author’s mother was not respected sometimes. C:The author’ mother had positive influence on her. D:Broken English always reflects imperfect thoughts.
Unlike wires,synthetic ropes do not give audible_____of pending failure and may not exhibit any broken elements before completely parting
A:broken B:slack C:track D:sign
Unlike wires,synthetic ropes do not give audible_____of pending failure and may not exhibit any broken elements before completely parting
A:broken B:slack C:track D:sign"
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